Manage your Sears Credit Card Account:
Sears Credit Card is a Credit Card that works as a store credit card. Sears credit card can be used to purchase from Sears store and online purchase and to pay other bills. And this card is offered by Sears and issued by Citibank. This store credit card comes with various features and benefits.
About Sears Company:
Sears, Roebuck, and Co. which is generally recognized as Sears is a chain of departmental stores of America. This century-old company was established in the year 1892 by Richard Warren Sears and Alvah Curtis Roebuck in Chicago, Illinois, United States. Now Sears is based in Hoffman Estates, Illinois, United States. Sears operates its business in the United States of America, Bermuda, and Puerto Rico with the products like Clothing, bedding, footwear, jewelry, beauty products, furniture, appliances, housewares, tools, and toys. It has only 29 outlet stores. Sears is a subsidiary company and belonging to the retail industry.
Citibank is a bank which is located in America and also the consumer division of financial services global Citigroup. Citibank was founded in the year of 1812 as the City Bank of New York and later on, it becomes the first national city bank of New York. This bank is a subsidiary type company and comes from the financial services industry.
This bank serves its services in both ways either it is online or it is offline. Citibank serves offline with its branches and employees in numerous countries of the world. Citi Bank is operating with more than 25 hundred branches over 19 countries among which 723 are existing in the United States and 1494 are available or located in Mexico which is operated by its subsidiary Banamex. Branches of the United States are attentive in the six urban areas like New York City, Chicago, Washington D.C., Miami, Los Angeles, San Francisco.
City Group offers banking services along with various products like Credit cards, Mortgages, Personal loans, Commercial Loans, Lines of credit. Also, you can get these services through their online services.
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Rates and Charges of Sears Credit Card:
You must know the rates and charges of the credit card which are you using currently. And if you are using a Sears Credit card then you have to know the rates and charges of Sears credit card. A d the rates and charges of sears credit card are mentioned underneath.
- You have to pay 25.24% APR for purchase and this rate is variable and based upon market-based prime rate.
- You have to pay interest if you don’t pay your Sears Credit Card Bill within 25 days after the closing of each billing cycle.
- No annual fee is there.
- The minimum interest charge is not less than $2.00.
- And you have to pay a penalty fee if you be late to make your Sears Credit Card bill payment. And the fees are up to $40.
Features and Benefits of Sears Credit Card:
There are various features and benefits of a credit card and also some extra features and benefits. And a Sears Credit Card is also not an exception. And the features and benefits are written underneath.
- The liability on unauthorized charges is $0.
- You will receive a Citi Identity Theft Solutions.
- Can be able to win monthly coupons.
- There are special financing offers.
- You will receive notifications for special Sears sales and offers.
- 0 annual fee for using this card.
Sears Credit Card Application:
If you are a regular customer of Sears then you must use a Sears Credit Card. And if you want to use a sears credit card then you must apply for it. And the application procedure is online and can be done in a very short time. To apply for a Sears Credit Card, you have to follow the steps below.
- At first, you have to visit the credit card website of Sears by browsing this link searscard.com
- After reaching the website you have to scroll down to the bottom and click on the “Apply now for a Sears Card. Learn More” link.
- Then you will be redirected to a new page from where you have to choose your preferable credit card offered by Sears. And click on the “Apply & Use Today” button to start the application procedure.
- Then you have to enter details like First Name, Middle Initial, Last Name, Email Id, and Phone Number.
- And then click on the “Continue” button to proceed and then follow the next steps to complete the procedure to get a Sears Credit Card.
Sears Credit Card Activation:
Once you get your Sears Credit Card in your hand then you have to activate your card. Without activating your Sears Credit Card, you can’t be able to use that card for your shopping and bill payments. And the activation procedure can be done in two ways online and telephonic. And the process is described underneath.
- To activate your Sears Credit Card online you have to visit the Citibank card activation portal by browsing this link online.citi.com/US/ag/activate/index.
- After reaching the portal you have to enter your Card Number and then click on the “Continue” button.
- After that follow the directions on your screen from the portal to activate your Sears Card.
If you cannot be able to activate your Sears Credit card online then there is another option. And the option is to complete the procedure by phone. And for this, you have to dial 1-800-887-1403. And then follow the instructions to complete the procedure.
Sears Credit Card Account Opening:
Once you start using a Sears credit card then you have to manage it properly. And for that, you cannot visit the branch or sears store every time. So, you can open an account online e to manage your credit card. And the account opening procedure is very short and convenient and illustrated below.
- To open an account to manage your sears card you have to visit the account login portal of Citibank (because Sears Card is issued by Citibank).
- And for this, you have to click on this link www.citi.com/login.
- And then you have to click on the hyperlink available as “Register for Online Access”.
- And then you have to enter your Credit/Debit Card Number and click on the “Continue Set Up” button.
- Then follow the instructions to complete the setup and open an account.
Sears Credit Card Account Login:
After creating an account, you have to log in to your account every time to access your account and manage your fund or card. And the login procedure is exemplified beneath in very simple steps.
- At first, you have to click on www.citi.com/login to reach the Citibank credit card management login portal.
- After reaching the portal you have to enter your User ID and Password as you created at the time of account set up.
- And then you have to make a click on the blue-colored “Sign On” button.
Sears Credit Card Account Login Details Recovery:
If you lost your Sears card online account login details then you have to recover them immediately. Otherwise, you cannot be able to manage your card online. And the procedure to recover login details follows the underwritten steps.
- To recover the User ID of your Sears Credit Card account online you have to reach the Citibank Login portal by clicking on this link www.citi.com/login
- And after reaching the portal you have to click on the link available as “Forgot User ID?”
- And then enter your credit card number and click on the “Continue” button to start the process.
- And then follow the instructions to complete the procedure.
- To recover the Password of your Sears Credit Card account online you have to reach the Citibank Login portal by clicking on this link www.citi.com/login
- Then click on the hyperlink available as “Forgot Password?” under the Sign-On button.
- And then enter your card number and click on the “Continue” button to start the process. And then follow the instructions to complete the password recovery procedure.
Also Read: Coles Credit Card Apply
Sears Credit Card Bill Payment:
Everybody who is using a Credit Card then you must pay the bill for that credit card. Without paying the bill of the credit card you can’t be able to use it anyway. And the payment procedure is of three types online, by phone, and by mail. And the bill payment procedure is illustrated underneath.
- To pay your Sears Credit Card bill online you have to visit the account login portal by clicking on this link www.citi.com/login and complete the login procedure (as mentioned above).
- And then pay your Sears credit card due to bill by doing as per the directions.
To pay your Sears Credit Card bill by phone you have to dial 1-800-917-7700. And then follow the instructions and share the card and payment details to complete the procedure.
If you are not able to pay your Sears Credit Card bill online or by phone then you can send your payment by mail. And for that, you have to send your payment and card details and payment details to the below stated underneath.
P.O. Box 9001055
Louisville, KY 40290-1055
For Overnight Payments
Sears Payment Center/Overnight
6716 Grade Lane
Building 9, STE 910
Louisville, KY 40213
1 (800) 697-3277
Outside of the United States
P.O. Box 6275
Sioux Falls, SD 57117