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JC Penney Credit Card Activation Guidelines :
JC Penney is a renowned departmental store chain brand of America that was founded in the year 1902 by Mr. James Cash Penney with the small savings he has and by taking some loan. Over time this store evolved as a mid scale departmental store chain of the country. In current days, JC Penney is serving to the entire United States with their 689 active stores and online shopping options. You will get latest clothing brands, cosmetics goods, fashion jewelry and accessories, different house hold product and appliances etc. with JC Penney’s departmental stores.
JC Penney has launched a credit card line for their customers in association with Synchrony Bank, to provide the customer’s credit options while purchasing product from the brand. There are also some other benefits, except brand purchases that are associated with this JC Penney card. In this article, you will not only come across the different benefits of this credit card, but also you will get useful tips to activate and use your JC Penney credit card online.
JC Penney Credit Card Benefits :
- For buying selected merchandise from the brand, using your new JC Penney credit card, you will get a 15 % discount offer from JC Penney.
- An additional 5 % discount will be given on buying electronics, selective rings jewelry, some smartwatches, and on buying Tempur-Pedic.
- For each dollar you spend at JC Penney, you will earn 1 reward point.
- For selective purchases of furniture, mattresses, fine jewelry, and some other merchandise from JC Penney, you can get special finance options.
- There will be exclusive savings day offered to the JC Penney Credit Card Customers.
- All the JC Penney credit cards are widely accepted across USA.
- There is zero fraud liability associated with every JC Penney Credit Card which will ensure the users purchase security.
- Any kind of credit card issues, you will get 24*7 hrs of assistance from JC Penney’s customer support desk and Synchrony Bank.
- There will be real-time notifications and alerts from JC Penney for all of their credit card transactions.
- Using JC Penney Credit Card is easy, convenient, and secure.
- JC Penney Credit Card is a MasterCard and can be used everywhere as normal mastercards.
JC Penney Credit Card Rates & Interest :
- The Annual Percentage Rate for purchases, associated with JC Penney Credit Card is 25.99 % and may vary based on your creditworthiness.
- There is no annual fee associated with JC Penney Credit Card.
- Minimum interest rate that you have to pay for your JC Penney Credit Card is up to $ 2.00.
- Penalty fees for late payment of JC Penney Credit Card dues are up to $ 40.
- To avoid paying extra interest, you must complete each billing cycle within 23 days.
Activate JC Penney Credit Card :
- After receiving your JC Penney Credit Card, you must activate it to use it further.
- Basically, you must register your card online in order to activate it.
- To activate your JC Penney Credit Card, at first you need to browse the following link through your browser once again – jcpenney.syf.com
- When you land in to the log in page, there will be the following link for you at the bottom of the log in widget – ‘ I want to Register or Apply’.
- Now, click on the Register option to go forward.
- At the next step, you must enter the Account Number associated with your card and your Area Zip Code which is registered in your application.
- Click on the Continue button to go forward.
- Enter the following information at the next step correctly –Date of Birth, Last 4 Digits of Your Social Security Number, Mother’s Maiden Name, etc.
- After entry click on Verify button to initiate your account verification process.
- At the next step, your JC Penney Credit Card Account will be registered with Synchrony Bank’s online platform and your card will also be activated.
- Also, you can also call over the following number of Synchrony Bank to activate your respective credit card – (800) 542 -0800 .
Apply For JC Penney Credit Card :
To apply for a JC Penney Credit Card, you can follow the below-mentioned steps –
- To apply for a JC Penney Credit Card, you need to go to the official log in page of JC Penney’s credit card by browsing the following link through your browser – jcpenney.syf.com
- At the left hand side of the page, there will be the log in widget.
- Below the log in widget, there will be the following link for you – ‘ I want to Register or Apply’.
- Click on the Apply link to go forward.
- At the next, step, enter the following information – Last 4 Digits of your SSN / ITIN, Mobile Phone Number etc.
- After the above entry, click on Continue button.
- At next step, enter your personal information, financial information, address, contact details, loan and mortgage details if there is any to complete the application form.
- Now, you will get details of your JC Penney Credit Card fees and other terms and conditions attached to the card.
- Read the terms carefully and tick the appropriate consent box.
- Review the application form and the information once again before you submit your application form.
- You will get a notification regarding the acceptance of your JC Penney Credit Card application from JC Penney.
- After your application got approved, you will shortly receive your JC Penney Credit Card over mail in your registered mailing address.
JC Penney Credit Card Account Log In :
- After account registration and credit card activation, you can log in to your JC Penney Credit Card account any time with the help of the following process and manage your card account easily.
- To log in to your respective JC Penney credit card account, click on the following link – jcpenney.syf.com
- Once the web page will open, look at the left side of the page to locate the login widget.
- Enter the User ID and Password associated with your JC Penney Credit Card account at respective blank fields.
- Now, tick the Remember User ID box if your device is personal to remember your User ID for future log in references. If you don’t feel safe with your device’s security, you better skip this step.
- Lastly, hit the Secure Login button, and you will be logged in to your respective JC Penney Credit Card account.
JC Penney Credit Card Account User ID & Password Recovery :
- If you are not able to remember your User ID & Password associated with your JC Penney Credit Card account, you can reset it with the below-mentioned process.
- Open the following link once again – jcpenney.syf.com and you will get Login widget at the left side of the page.
- There will be the following option for you below the Secure Login button – ‘I Forgot My User ID or Password’ .
Click on the above mentioned ‘User ID’ link to recover your User ID of JC Penney Credit Card account.
- At next step, enter the following information – Account Number associate with your card and your Area Zip Code which is registered in your application.
- Click on Continue button to go ahead.
- Follow further prompts to complete the account verification process of JC Penney Credit Card.
- At the next step, you will be able to recover your User ID of JC Penney Credit Card account.
Now, to recover the password of your account, click on the ‘Password’ link at the previous stage.
- At the next step, enter your User ID of JC Penney Credit Card account and your Area Zip Code which is registered in your application.
- After entry hit the Continue button to proceed further.
- Follow further prompts to complete the account verification process and you will be able to reset the Password of JC Penney Credit Card account.
Also Read : Payoneer Card Activation
JC Penney Credit Card Payment :
- You can pay your JC Penney Credit Card dues, by just logging in to your JC Penney Credit Card account.
- Open the following link of JC Penney Credit Card log in site with the help of your browser – jcpenney.syf.com
- Now, you have to perform the above mentioned log in process to go to your account.
- Enter your Username and Password of your respective JC Penney credit card account.
- Click on Secure Login button to Sign In to your account.
- Go to account dashboard and make your payment.
There will be also another online option for you which will allow you to pay your JC Penney Credit Card dues without logging into your account.
- Open the following link – jcpenney.syf.com once again.
- There will be the following option in that page – Pay As Guest which you have to click.
- At next step, enter the following information – Card Number, Last 4 Digits of SSN, Zip code etc.
- Click on Continue button to proceed to the next step.
- Follow further prompts to pay your account dues.
- You can also, send the credit card payment on the mailing address, mentioned in your electronics statement.
JC Penney Credit Card Contact Options :
- To get general assistance regarding your JC Penney Credit Card, you can dial the following helpline numbers of Synchrony bank any time as per your convenience – 1 -800 -527 -4403.
- For JC Penney Credit Card billing inquiries, disputes, and other general correspondences, you can share your queries with JC Penney by addressing your letter in the following mailing address – P.O. Box 965009, Orlando, FL 32896-5009; Puerto Rico and U.S. Virgin Islands residents: P.O. Box 166013, Altamonte Springs, FL 32716-6013.
- If you want to know more about JC Penney credit cards, you can go to the official website of JC Penney by browsing the following link – www.jcpenney.com.
- You can follow JC Penney, through their different social media accounts for current news and updates.