www.Activate.SYW.AccountOnline.com – Activate Your Citi Shop Your Way Card Online

Citi Shop Your Way Card Logo

How to Activate Your Citi Shop Your Way Card

If you have your Shop Your Way Card with you, then you need to activate it before you can use it. To activate Shop Your Way Card, you need to verify your information. You will require your card number, name of the card, security card, and last 4 digits of SSN. If you have this information, then follow these instructions below:

  • First, you have to visit this link www.Activate.SYW.AccountOnline.com.
  • Then, enter your card number on the first field.
  • Enter the name as it appears on your card.
  • Then, enter the security code.
  • In the last field, you need to provide the last 4 digits of SSN.

Citi Shop Your Way Card Activate

  • After that, simply click on the Verify button for further steps.

Benefits of Shop Your Way Card

Here are the following benefits, you will get with the Shop Your Way Card:

  • On spending $50 or more on eligible purchases within the first 30 days, you will get to earn $40 statement credit. This offer is only valid for the new account opened between 4/1/2020 to 1/30/2021.
  • You will get 5% Shop Your Way points on eligible purchases at gas stations.
  • 3% Shop Your Way points on eligible purchases at restaurants and grocery stores.
  • You will get 2% in points on the purchase of Sears & Kmart.
  • On your all other eligible purchase, you will get 1% Shop Your Waypoints.

Rates and Fees of Shop Your Way Mastercard


  • APR for Purchase: For the purchase, your APR will be 25.24%. But may change based on the market based prime rates.
  • APR for Balance Transfer: The balance transfer APR will be 25.24%, based on your creditworthiness.
  • APR for Cash Advance: For the cash advance, your APR will be 27.15%.


  • Annual Fees: For this card, you don’t need to pay any annual fees.
  • Balance Transfer Fee: $10 or 5% of the amount of your transfer each time.
  • Cash Advance Fee: You will be charged $5 or 5% of the amount of each cash advance.
  • Late Payment Fee: The late payment charges will be up to $40.

Also Read : Manage Your Stein Mart Credit Card Account

Apply for Shop Your Way Mastercard

If you don’t have the Shop Your Way Mastercard, then you can apply online. To apply for this card, you have to visit this link www.shopyourway.com/card. There you will get proper details about the Shop Your Way Mastercard.

How to Pay Shop Your Way, Mastercard Bill

You can follow these methods to pay your Shop Your Way Mastercard bill:

Online Payment:

To make the online payment, you have to visit this link www.Activate.SYW.AccountOnline.com and then sing on to pay your credit card bill.

Pay by Mail:

Shop Your Way Credit Card Payments
P.O. Box 78024
Phoenix, AZ 85062-8024

To make the overnight payment, you have to send your funds to this address:

Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, Suite 910
Louisville, KY 40213

About Shop Your Way Mastercard

Citibank is the issuer of the Shop Your Way Mastercard. This is a co-branded rewards card used by Sears and Kmart shoppers. You can earn Shop Your Way points on the most basic types of spending using this card. This point can be used for future purchases within the Sears and Kmart stores.

Customer Support


Technical Support: 1-877-254-8073

TDD/TTY: 1-877-816-8691


Shop Your Way General Inquiries
P.O. Box 6282
Sioux Falls, SD 57117

Reference Link




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