How to Apply for the Lending Club Personal Loan
About Lending Club
Lending Club is an American peer to peer lending company. It was founded in 2006. Headquarter is located at San Francisco, California. Lending Club is the largest peer to peer lending platform in the world. It claims that $10.98 billion in loans had been originated through their platform up to December 31, 2015. They enable borrowers to create unsecured personal loans between $1,000 and $40,000. Investors can search for the Lending Club loans on their website.
How to Apply for the Lending Club Personal Loan
Apply with the Personal Funding Code:
If you have the funding code, that means you are qualified for the Lending Club personal loans. You will find your funding code on the offer letter, which you recently received from the Lending Club. Then follow these below instructions to apply for the Lending Club Personal Loan:
- First, you need to click on this link www.myinstantoffer.com
- Then, enter the personal funding code on the provided fields.
- Then, click on the Next button.
- After that, follow the further instructions to apply for the loan.
Apply without the Personal Funding Code:
If you don’t have the funding code, then first you have to check that, if you are pre-qualified for the loan or not. If you are prequalified then, you can follow the further instructions to complete the application:
- First, you have to visit the official website of the Lending Club.
- Or, you can just click on this link www.lendingclub.com. It will take you to the official website of the Lending Club.
- Then, on the home page, you will see the Check Your Loan option.
- There, enter the amount you want to borrow.
- Select a reason for taking this loan.
- Then, click on the Check Your Rate option.
- You can add a co-applicant, which will improve your offer. Otherwise, you can choose Just Me.
- Then, click on the Next button.
- Enter your date of birth on the next page and click on the Next button.
- Enter the total individual income.
- Then, click on the Next button.
- Enter your first and last name.
- Then, click on the Next button.
- Enter your street address.
- Then, simply click on the Next button.
- Enter your city, state and zip code.
- Then, click on the Next button.
- Enter your phone number and click on the Next button.
- Then, you have to enter the email address.
- Read the terms and conditions carefully and check the box to agree with the terms and conditions.
- Then, click on the Next button.
- Create a password and click on Get Your Rate.
- Enter your social security number and then click on the Get Your Rate.
- After that, follow the further instructions to complete the application process.
How to Sign In to Lending Club Loan Account
To manage your Lending Club loan, you need to Sign In into your account. If you already applied for the loan you will get your username and password. Once you get your username and password, then you can follow these instructions below to sign in:
- First, you have to visit the Lending Club website.
- By clicking on this link www.lendingclub.com, you will be redirected to the Lending Club website.
- Then, click on the Sign In option on the top right-hand corner.
- Then, enter the email address and password on the provided fields.
- If you are using your personal device, then check the box, Remember my email.
- Then, click on the Sign In button.
Also Read : Apply For Best Egg Fixed Personal Loan
How to Reset the Password
The password is the most important credential to access your account. If you forgot your password then you cannot access your account. To access your account, you have to reset the password. You can reset your password just by following these instructions:
- First, you have to visit the official website of the Lending Club.
- Or, you can simply click on this link www.lendingclub.com, for direct access to the website.
- Then, click on the Sign In option on the top right-hand corner.
- Then, click on the Forgot Password option.
- Enter your email address and click on the Submit button.
How to Reset the Password
There are several ways to make the Lending Cub personal loan payment. You may follow these methods to make the payment:
Online Payment:
Online payment is the best and easiest way to make a loan payment. You can make the payment just by following these instructions below:
- First, you have to visit the official website of the Lending Club.
- Or, you can just click on this link www.lendingclub.com, for direct access to the official website.
- Then, click on the Sign In option on the top right-hand corner of the page.
- Then enter your email address and password on the provided fields.
- Then, click on the Sign In option.
- Click on the Make an Extra Payment in the upcoming payment option.
- Click on the Make an Extra Payment.
- Then, enter the amount you want to pay and then, click Pay Online Now.
Pay by Mail:
You can also make the payment over mail. You have to send the check to one of these following addresses:
Postal Mail:
LendingClub Corporation
Dept. 34268
P.O. Box 39000
San Francisco. CA 94139
Courier-Mail:
Wells Fargo Lockbox Services
Attn. LendingClub Corporation
Dept. 34268
3440 Walnut Ave.
Building A, Window H
Fremont, CA 94538
Pay via Phone:
You can also make the payment over your phone. You have to call at 844-227-5011.
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