www.tdfitloan.com/myoffer – How To Apply For Personal Loan From TD Bank

May 12, 2020

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TD Bank Personal Loan

TD Bank is offering personal loans to its customers. As this is an unsecured loan, you don’t need to use your home or other assets to borrow money. To apply for an unsecured personal loan from TD Bank is very simple and needs just a few minutes. You can apply online for an amount ranging from $2000 to $50,000 with terms ranging from 24 to 60 months. Your personal loan approval depending on various factors like eligibility, including your credit score, income, debt payments, and loan repayment history. Once they receive your complete application, their loan specialist will contact you within the next 24 hours. There will be no annual fees are required and you could receive a discounted loan rate if you make an automatic payment from TD Bank checking and savings account.

What are the products and services offered by the TD Bank:

Checking account
Savings account
Credit cards
Home equity
Mortgage loans
Personal loans
CDs
IRAs
Prepaid cards
Online banking
Student banking
Foreign exchange service
Overdraft services

Why would you like to apply for a Personal loan from TD Bank:

There is no application or originating fees are required for a personal loan from TD Bank
Very low monthly fixed interest rate, with a 0.25% discounted rate
You can borrow up to $50,000
No Need of any collateral assets to apply for a personal loan
You could get your fund within 2 business days
You don’t require to open a bank account with TD Bank to apply for a personal loan
You could apply for a personal loan in less than 10 minutes.
You could get a free credit score every month from the 3 major credit bureaus
TD Bank uses standard 128-bit SSL encryption to protect and keep your information safe.
There are no hidden fees and are very transparent.
Very flexible payment options with 24 to 60-month credit terms.
No, need to physically visit TD Bank to apply for a personal loan, you can apply online with the comfort of home.

How to apply for a personal loan from TD Bank online:

To, apply for a personal loan from TD Bank online, you could visit the following page www.tdfitloan.com/myoffer

After that, you will be asked to enter your ” 16 digits personal offer code” and ” last 4 digits of your social security number”

And, click “Check your loan options”
After authenticating your personal offer code and social security number, you will be redirected to their personal and financial information page
Here, you will be required to put the following information

Name

Email address

Create a password

Address

If you own your house or live in rent

Primary phone number

Total annual income

Mortgage / rent amount

Date of birth

Social security number

The loan amount you want to borrow

Reason to borrow

After completing your application process, you will be notified immediately, if your application gets approved or not.

Note – If you don’t have a pre-approval offer code, you can contact your nearest TD Bank branch to get one.

Also Read : Apply for the Prosper Cash Loan

Who is eligible to apply for a personal loan from TD Bank :

The applicant must be 18 years of age at the time of application
The applicant must have a social security number
The applicant must have a good credit score or above 660.
The applicant must apply for a minimum loan of $2000.
The applicant must declare their expenses, mortgage payment, rent, etc.
The applicant also needs to declare their employment history, total annual income, including bonuses, overtime, and other sources.
The applicant must not use this personal loan for educational purposes.
The resident of Florida must pay Doc stamp fee to obtain for a personal loan

What are the charges for the personal loan from TD Bank:

There are no originating fees are required
There are no Annual or monthly fees
There are no prepayment penalties are there.
There are also no non-sufficient funds payment fees are required
You will be charged a 5% fee for late payment on a minimum amount due or $10 whichever is higher.
You will be charged 6.99% to 18.99% APR
You will also get a 0.50% discounted APR for automatic payment deduction from your TD bank account.
Your minimum interest payment will be $125.
Your interest in the due amount will be accrued daily.
You will be charged a fixed annual rate of interest

How to log in to your TD Bank account:

To, log in to your TD Bank account, you could click on the following link www.td.com/us/en/personal-banking

Now, click “Log in” which is at the top right-hand corner of the page

After that, select online banking
Thereafter, you will be asked to enter your “Username” and “Password”
And, click “Log in”
After verifying your login credentials, you could sign in to your account

How to reset your TD Bank username or password:

To, reset your TD Bank username or password, you could visit the following link www.td.com/us/en/personal-banking

Now, click “Log in” which is at the top right-hand corner of the page
After that, select online banking
Thereafter, you could click on the alternative link “Forgot username or password ” which is just below the log in button.
After that, you can select “I forgot my username and password”
Then, you will be asked to enter your ” Social security number” And select your “Account type”
And, click “Submit”
You could go through a couple of steps, after successfully verifying your authentication, you could restore your login credentials.

For any further assistance, you could reach TD Bank’s customer service, through the following

How to contact TD Bank:

You can reach to their customer support executives through the following number to get a quick response, dial

877-300-4030

Monday – Friday 9:00 AM – 9:00 PM ET

Saturday 10:00 AM – 5:00 PM ET

Sunday 10:00 AM – 2:00 PM ET

You can go through TD Bank FAQs to get quick resolutions
You can email TD Bank support desk at the following address

support@tdfitloan.com.

To get a quick resolution, you can visit your nearest TD Bank branch, you can find their nearest location through the following page www.tdbank.com/net/absearch